APF Update - Tax time is here!!

As tax time quickly approaches there will be many agents and property managers taking to investors over the next couple of months. APF have access to a groundbreaking investment product which is very unique in the market.

Here is how it works:

Currently, both owner occupied loans and investment loans will have similar rates, but with one significant difference - the interest on borrowers investment property is probably completely deductible at tax time. With the ATO product ruling PR2015/2, we're able to rebalance borrowers loan interest rates. By dialing down the rate on borrowers home loan to as low as 2.25 - 2.50%, they will be able to pay it off much faster, as more of the repayment will be going towards paying down the principal. Plus, every year as the home loan debt reduces, so too does the interest rate! You actually get rewarded with a rate reduction for paying down your home loan - how good is that for motivation?

If you're building a portfolio and adding more investment properties, your home loan rate could decrease even further so you can own your home sooner, saving thousands of dollars over the life of the borrowers loans.

Below is a flyer you can discuss with your investors. If they:

Have a home loan with a rate higher than 2.50% (that's everyone!)

If they are looking to rebalance their investment lending thus allowing a negative gearing benefit

They have an investment loan at least at the same balance, if not higher, than their home loan Refer your investors to your LocalAPF Broker.

RE/MAX Referral Leader board for May:

Congratulations to the following agents and offices.

Best Referring Agents:

Best Referring Offices:

APF Broker Leader board for May:

Congratulations to the following APF Brokers on some amazing results in May.

If you would like an Australian Property Finance consultant to call or email you, please click here to make an enquiry.